About the Author

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First, a serious DISCLAIMER is in order: I am in no way an investment professional, I will make no recommendations, nor should my commentary be seen as a recommendation of any security or investment product.

It is perhaps with a great deal of frustration that I first considered chronicling my efforts to beat the commercial investment community, and I’m sure that every once in a while a rant will emerge, but, my foremost interest now lies in proving (or chronicling) that “smart money” is anything but that.

I have been investing since the early 90’s, and one of my first investments was in my infant daughter’s education; 18 years and a < 1% CAGR later, I realised I’d been duped. Not only by the industry, but also a compliant media that continued to drink the kool-aid and spread the word of buy-and-hold and tout the big name mutual funds. You know the ones I mean; you’ve seen the graph: “$10,000 invested in 1954 would provide you with …” Blah blah blah.

Live and learn; I’ve been going it alone and after some impressive returns I’ve decided to share.

3 thoughts on “About the Author

  1. You weren’t duped. You just didn’t start to scale back when the risk of being fully invested became to big for the time you had left until you needed the money. If you had started to scale back in 2004-2007, you could have paid for expenses in 2008, maybe holding a little of the cash in the market until 2009 or 2010 when the market recovered.

    Despite the disagreement with your “about” page, I really like the blog and hope you keep posting. I’d like to see what you have to say.

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